Everyday Loans Review
Everyday Loans Review – Everyday Loans is a UK-based direct lender offering unsecured loans up to £15,000 over 60 months without hard credit checks and hidden fees.
To apply online for a loan, you will be required to submit various personal data online. This includes your full name, date of birth and national insurance number as well as details regarding employment status, take-home salary and regular outgoings.
Online application
Everyday Loans offers online personal loan applications that take just minutes and are completely safe.
Once your application is submitted, the lender will conduct a soft credit check and give an estimated approval rating. If approved, visit a branch near you to finalise and collect your loan funds.
Bring one form of ID such as your passport or driving licence with you, as well as documents verifying your address such as utility bills or bank statements to complete this step.
Start the application process online, and if approved, visit an Everyday Loans branch within 45 minutes to complete it and receive your cheque before leaving their offices.
Documents required
Everyday Loans stands out as one of the more user-friendly online lenders available today, boasting a straightforward application process that should get you a conditional offer of an acceptable sum within minutes.
However, if you wish to advance with the lender further, it will be necessary for you to visit one of their branches. These can typically be found in most major cities and towns throughout the UK.
To maximise the benefit of your visit, it is necessary to bring along an official form of ID such as a passport or driver’s license.
Additionally, you will require several supporting documents, including recent utility bills or bank statements as well as TV licence renewal letters or car tax statements from DVLA. With these in hand, your application should be complete within 1 working day and you should receive your funds.
Customer service
Everyday Loans Review UK is a direct lender offering various loan amounts and terms. In addition, it also offers bad credit loans for those with lower or limited credit scores or no history to help individuals build credit history or establish one.
Customers can apply online and then visit one of the lender’s branches across the UK to complete the loan application process, taking approximately 45 minutes or less for you to finish it all up.
Everyday loans UK has an outstanding customer service team available by phone or email to answer all of your inquiries about loans. They will require documents such as passport or driver’s license as proof of identity and address verification; utility bill or bank statement as recent proof, employment verification verification as well as whether full time employment exists and debt clearance assistance.
Interest rates
Interest rates on personal loans vary considerably between lenders, with some offering extremely competitive APRs while others charge exorbitant sums. It’s wise to carefully compare all fees associated with your loan so that you are getting the best deal available to you.
At everyday loans, the online application process is quick and straightforward, taking less than 30 seconds in total for completion and providing an initial decision from your lender immediately. However, you will still need to visit one of their branches in order to finalise it.
Established in 2006, the lending company Everyday Loans now has over 70 branches throughout the UK and offers an impressive variety of products designed to suit a range of customer needs. Their website and mobile app feature user-friendly designs, while they boast an outstanding customer service team with five star ratings from Feefo and Trustpilot respectively.
